24-hour decisions

Credit that respectshow Kenya earns.

Borrow up to KSh 25,000 and repay daily, weekly or monthly. One transparent 1.8% processing fee — nothing hidden, nothing added later.

Start your applicationHow it works
25K
Max limit
1.8%
Flat fee
24h
Decision
Kenyan woman using the Rahisi Pay mobile loan app

Disbursed to M-Pesa

KSh 12,000

Confirmed · 2 min ago

Regulated Micro-LenderODPC Data Compliant256-bit Encryption

Lending products

One limit, three ways to repay it.

Rahisi Instant

Quick top-ups from KSh 1,000 to KSh 10,000 for daily cashflow gaps, repaid in small daily bites.

KSh 100 – 300 / day

Biashara Boost

Working capital for small traders and boda operators, structured around weekly market cycles.

KSh 1,500 – 2,000 / week

Salary Bridge

Larger limits up to KSh 25,000 for salaried borrowers, cleared comfortably every payday.

KSh 5,000+ / month

From application to M-Pesa in four steps.

  1. 01

    Verify identity

    National ID, live selfie and two references in under 4 minutes.

  2. 02

    Pick your amount

    Slide to your limit and see the exact 1.8% fee before you commit.

  3. 03

    Pay & submit

    Settle the processing fee securely through Paystack.

  4. 04

    Receive on M-Pesa

    Approved loans are disbursed straight to your Safaricom line.

Illustration of an encrypted security shield protecting borrower data

We prioritise

Your privacy

Data security

Every submission is encrypted in transit with 256-bit TLS and stored under strict access controls.

Respectful collection

We never contact your phonebook, shame borrowers, or share data with debt-shaming networks.

Regulated & compliant

Operated as a licensed digital credit provider, aligned to ODPC data-protection duties.

Borrowers who came back.

The fee is stated upfront and never changed. I cleared my first KSh 8,000 loan weekly without stress.

Wanjiru M.

Shop owner, Kasarani

Daily repayments of KSh 200 fit exactly how I earn. No hidden charges, no rude calls.

Otieno K.

Boda rider, Kisumu

Applied at night, got reviewed and funded the next day. The status screen kept me informed the whole time.

Faith N.

Teacher, Nakuru

Ready when you are.

Complete verification, choose a repayment rhythm and pay the 1.8% fee. We'll confirm your decision within 24 hours.

Apply for a loan
Phone showing a mobile money disbursement confirmation